AIG Insurance Travel, formerly Travel Guard, is a product of American International Group, Inc. It covers medical expenses for travelers in case of illness or injury. It also covers missed or delayed connections, baggage delays, and emergency evacuation. To make sure that you are fully covered, it's important to be familiar with the coverage included in your policy.
Coverage for COVID-19 related illness
You may be eligible for medical coverage in the event of a COVID-19 pandemic if you have AIG insurance. AIG also offers other benefits like trip cancellation or interruption coverage, as well as emergency medical coverage. These can help you deal with an unexpected emergency situation abroad and not have to worry about getting a plane ticket home.
No matter if your insurance company covers COVID-19 or not, it is important to get in touch with your provider. They can provide you with the necessary documents and information to help you get the treatment you need. Make sure you review your policy to ensure you are fully covered.
Missed connection
Missed connections can be due to many factors, including weather and mechanical issues. A missed connection policy can help you get reimbursed for unused tickets and other travel expenses. In addition to providing financial protection, this coverage can also help you find alternative means of transportation, should your plane experience mechanical difficulties.
Although many insurance companies cover missed connections, you need to verify that your policy provides coverage. There can be a wide range of coverage levels between plans.
Baggage delay
Baggage delay cover provides financial assistance in the event of a delay in the arrival of your luggage. It covers personal items like clothes, toiletries, or other necessities. It provides reimbursement up to the policy limit, which usually ranges from $500 to $1,000. For a claim to be filed, receipts must be provided for any purchases made while your luggage was being inspected. A deductible may be applicable to your claim.
Insurance companies may offer additional baggage delay coverage. However, you need to be aware of the limitations. For example, your baggage delay coverage won’t cover lost and delayed bags returned after a twelve-hour limit. It's best to review your policy before purchasing anything, and to be sure that it includes baggage delay benefits.
Emergency evacuation
AIG Insurance offers comprehensive coverage for travel emergencies. The most sought-after plan includes up to $500k emergency medical evacuation coverage and 50% reimbursement for trip interruptions. You can also add ons like a wedding or pet package, or an inconvenience bundle. This covers closed attractions and the cost of renting a vehicle.
Plans that provide emergency medical evacuation coverage cover medical transport and air evacuation. These plans are extremely useful when you're traveling to remote areas and don't have medical care. Additional coverage options include repatriation for the family member of the deceased. The coverage covers accidental death and dismemberment, which provides financial assistance to survivors or beneficiaries. Some plans provide coverage for accidents only involving aircraft, such a plane crash. Other plans cover lost or delayed baggage.