Healthy Paws Pet Insurance has a simple plan and covers up to 90% of your pet's medical bills. This plan has no per-incident, lifetime, or annual payout caps. The plan does have some limitations, such as the inability to cover preexisting medical conditions. Here are some of the things you should keep in mind when choosing this pet insurance plan.
Exclusions
Healthy Paws pet insurance does not cover many common expenses for pets and cats. Some medical conditions may not qualify for coverage, such as behavioral modification, therapy, boarding and certain skin rashes. Pre-existing medical conditions are not covered by the policy. For complete details, consult your policy documents.
Pre-existing conditions and anal gland expression are not covered by Healthy Paws insurance. They also do not cover elective procedures. However, it does cover dental care, extractions, and reconstructive surgery.
Limitations to coverage
Healthy Paws offers pet insurance coverage that covers a wide range of animals. However, the policy has its limitations. The insurer may not pay for your pet's hip exam if they have a pre-existing condition. You may find it more beneficial to purchase an additional wellness plan from a different provider in such cases.
Healthy Paws doesn't cover preventative or routine veterinary services. This means that you will have to pay out of pocket for your annual checkups, dental cleanings, and spay/neuter procedure. You will also need to wait 12 months before the insurer will pay you benefits for hip dislocation or other related conditions.
Cost of coverage
The cost for Healthy Paws pet insurance coverage will vary depending on which plan is selected. The company covers hip dysplasia, diabetes, and wellness. You should be aware that the plan may not cover pre-existing medical conditions. However, you can adjust your monthly premiums and the deductible.
Healthy Paws pet coverage is much cheaper than traditional cat insurance. Monthly coverage for a young cat can be as low as $15 per month. For older cats, coverage can run up to $90 per monthly. The company will cover up to 14 year old pets. However, the reimbursement percentage is not very high. Pets over the age of 14 years may be eligible for 60% reimbursement.
Review of healthy paws pet coverage
It is important to ensure that the pet insurance plan covers all expenses related to your pet's medical care. Healthy Paws Insurance is highly rated and has a great reputation. The Better Business Bureau accredited the company. Customers have praised Healthy Paws's coverage, premiums, claims process, as well as its customer service.
Healthy Paws claims are quick and simple with no waiting periods. Customers can request a quote online in minutes. They can also choose the level of deductible and reimbursement they would like. They can also purchase policies online.