You can ensure that you parents are covered in the event of an accident or illness by purchasing insurance. You can use it to pay for unexpected situations that may cause a trip to be cancelled or interrupted.
Visitorguard(r), offers a number of travel insurance policies that can be tailored to meet your specific needs. Depending on how long your parents will be staying, their medical history and age, as well as the medical coverage they require, you can pick the right insurance plan.
Medical Insurance for Parents visiting the U.S.
It is essential to have adequate health insurance in case of an emergency. Medical emergencies can cause your family to go bankrupt quickly. The United States is one of the world's most expensive countries for healthcare, and your parents may need to undergo treatment while visiting.
Acute Onset Pre-Existing Conditions
Most visitors' insurance policies do not provide coverage for acute onset of pre-existing conditions. Most insurance policies do not cover acute onset of pre-existing conditions. This is due to the high cost to treat these medical issues.
Some visitor's policies do cover acute pre-existing conditions, but only to a certain extent. Parents who are already suffering from a serious medical condition can benefit from this coverage.
A good visitor's insurance policy will include coverage for a wide range of emergencies, including flight delays or lost baggage, and will be able to reimburse your parent for any expenses that may arise. Your parent will also be able receive medical treatment if they are injured or ill while abroad.
Covid-19 virus, a pandemic that is spreading worldwide, has many health risks. If your parents travel during this period, you may want to consider buying travel medical insurance which covers the covid-19.
Repatriation Remains
If your parent dies while abroad, their funeral and other expenses are covered by a travel medical insurance policy. The policy will also assist with returning the deceased to their homeland and cover any costs associated with a local funeral or cremation.
Telemedicine
Telemedicine is an important benefit to a policy of travel medical insurance. This coverage allows for medical care to be provided via email, fax and telephone.
This coverage can be particularly helpful for older parents who are more likely to be unable to access traditional medical services. Travel insurance can cover doctors who refer patients outside their own network.
You can purchase travel insurance for parents for a short period, or purchase an annual plan that will give you coverage up to 365 days. Both options can be purchased online or over the phone, and are quick and easy to use.