Healthy Paws offers pet insurance to cover accidents and illnesses for dogs and cats. They're a budget-friendly option for owners of younger pets and offer coverage for cancer, emergency care, hereditary and congenital conditions, dental care and alternative treatments like acupuncture and chiropractic.
Healthy paws is a great choice for a younger dog or cat because they have no per-condition, annual or lifetime payout caps and their policy allows paperless claims. They have a mobile app that makes it simple to submit vet invoices and track your claim. Their app and website offer a quick claims payout. Simply take a picture of your pet’s vet bill to submit.
How to get a Healthy Paws insurance quote
You will need to give your pet's breed, age, and location in order to get a Healthy Paws Pet Insurance Plan. A quote will be sent to you that will tell you how much the policy will cost, and what its benefits will include. Once you've decided on the right policy for your dog, you'll be able to complete the application and begin your waiting period.
The Waiting Time and Exclusions
All Healthy Paws policies include a 15-day wait period before submitting a claim for an accident or illness. Healthy Paws will not pay for any veterinary fees during the first 15-day period following the effective date of your policy. Hip dysplasia is also excluded for newly enrolled dogs.
Healthy Paws only accepts registered breeds of dogs and cats. Your pet may have additional requirements if it is a mixed or hybrid breed.
You can choose a higher reimbursement rate for the needs of your animal. This will reduce your deductible amount and help you save money.
You can also use the company to help you manage your account and choose the best policy for your pet. You can use their online Customer Center to track the progress of your policy, make changes, or cancel it.
The company also offers a 24/7 pet-health line. It is a great resource to ask questions about your pet’s condition or treatment. Local veterinarians can be connected with.
What to expect from the Healthy Paws claim and reimbursement processes
When you submit a Healthy Paws claim, the company will send you an email with instructions for how to submit your vet bill. This email will give you instructions on how to submit your vet bill online by taking a picture.
In 3-5 days from the date you submitted your claim you will receive an email with a check. This is a very quick turnaround for a pet insurer and much faster than other companies.
How to cancel a Healthy Paws Pet Insurance Policy
You can cancel your Healthy Paws policy via email, fax, or regular mail. If you cancel your policy within 30 days of enrolment, you'll receive a full refund. You may be charged for a cancellation fee if you do not cancel your policy within 30 days.