Getting cheap auto insurance is not an easy feat if you have a poor driving history. A DUI conviction in New York, for example, can cause annual car insurance rates to rise by an average of $1208. There are several ways to lower your rate. State Farm Insurance, Liberty Mutual Insurance, and GEICO offer affordable coverage.
State Farm
State Farm is the right choice if you are looking for affordable New York car insurance. The company is known for its great insurance coverage and generous student discounts. It also offers the Steer Clear(r) driving app, which can help young drivers improve their skills. An older policyholder can receive a variety car insurance discounts, as well savings for being accident-free.
State Farm also offers coverage for homeowners and renters. This insurance can help you protect your home, belongings, and property in the event that there is an accident. You can also get coverage for your belongings in the event of theft or damage. It also includes a network that allows you to find auto repair shops in your area.
By consolidating your auto and homeowner insurance policies through the company, you can save money. It also offers rent-a-car and rideshare insurance. Its New York Auto Insurance is suitable both for people who are brand new to driving or for business travelers.
Liberty Mutual
Liberty Mutual is the best company for drivers in New York. It offers good rates, great discounts and convenient online policies. You can customize your policy online, pay your bill online, and more. This company is a good choice for drivers with a DIY attitude. Some drivers expressed dissatisfaction with their experience with this company, citing poor customer support.
Liberty Mutual offers a pay-per mile program. You only pay for the miles that you drive each month. The plan includes coverage for accidents as well as a money-back guarantee. A pay-per mile policy can help you save money on your car insurance premiums.
Liberty Mutual also offers no-fault coverage, which pays for medical expenses, even if you were at fault. If your car is damaged or destroyed, you can get new car replacement insurance. This coverage is required in New York.
GEICO
If you are a New York resident and require car insurance, GEICO New York may be able to help you. These companies are well-known for their competitive rates on insurance. Brooklyn residents may also find an agent to help save on insurance.
GEICO offers many coverage types, including bodily injury liability and property damage liability. It also offers uninsured motorist coverage. GEICO offers additional coverage options as well as discounts for military and good students. GEICO New York car insurance is affordable for all budgets.
GEICO offers many discounts in New York as part of their commitment to affordable, responsible car insurance. GEICO provides a good driver discount for drivers who have not been in an accident for five years. You can also get a discount if your are a member or military employee.