ASPCA, the oldest pet insurer in the US, has a good reputation when it comes to customer satisfaction. The company also offers several plan options that range from accident-only insurance to full protection. ASPCA provides a 10% reduction on multiple pet policies.
ASPCA provides several types of insurance for pets, including sickness and accident only, as well as preventative care. Complete Coverage plan is the most complete option, and includes benefits for illness as well.
With a Complete Coverage Plan, you'll be reimbursed for unexpected vet bills after you meet your deductible. You will be able choose a maximum payout, a reimbursement percentage, an annual deductible and if you want to pay a higher amount.
If you choose a $100 deductible, you will be required to pay that amount in order to receive reimbursement for claims you make during the period of your policy. If you set your deductible as $500, all claims will be reimbursed once you have reached that amount.
Preventative Care Plans
You'll get reimbursed for your regular vet visits, vaccinations, and screenings with ASPCA preventive care plans. This plan is a good way to avoid expensive and life-threatening illnesses.
This is great, because many plans require you to pay a deductable or wait before they will cover your preventive visit. ASPCA plans for preventive care have no deductibles.
You can use the ASPCA's website and app to manage your account. You can also submit and track claims as well as manage your pet’s health records. The local vet finder allows you to search for veterinarians in your area.
Crum & Forster Pet Insurance Group underwrites the ASPCA pet health insurance. They have an A+ rating from the Better Business Bureau, and a 4.3 rating out of 5 on TrustPilot. The insurance is available for both dogs and cats. It also includes the ASPCA Healthy Pet Deductible which reduces the annual deductible of your pet by $50 every year that they do not receive a reimbursement.
Other perks of this insurance include no medical records or vet exams, and a 10% discount for enrolling more than one pet. ASPCA also offers an easy quoting process and a free sample policy.
Get a Quote
The best way to get a quote for ASPCA pet insurance is by visiting the company's website and completing an online form. You can then adjust your premiums based on the age, gender, and location of your pet.
The ASPCA has a website that offers a lot of additional information about pet's health. This includes breed-specific tools and comparing them. You can also download a mobile app to pay your vet bill, submit claims and find local veterinarians. Its app is free, and it can be downloaded from the Apple App Store or Google Play Store.