Your insurance may not cover a pet who has a serious condition. This can lead to high costs. Pets Best can help. Their coverage is 100%. Their deductible is small, and they do not discriminate based on pre-existing conditions. They pay within 2 days of receiving your claim and mail a paper check.
Spot's coverage is 100%
Spot's Pet Insurance is designed keeping your pet’s behavior, age, breed, and size in mind. It can save you money on unexpected vet bills, and help you prepare for any emergency. If you're unsure whether pet insurance is right for you and your pet, Spot offers several plans and a 10% discount for additional pets.
Spot's coverage includes routine preventive care and accident-related expenses, such as vaccinations, deworming, and flea and tick prevention. There are no waiting periods, deductibles, or waiting periods for any benefit covered by Spot. The plan has a maximum annual amount for each benefit. SPOT will not pay for any excess amount.
Spot's minimum deductible is very low
Spot customers have the option of policies that range from $2,500 to $10,000 in deductible. They have the option of choosing a low or high annual deductible. They can submit claims through an online portal or via Spot's app. To process a claim, they will need to have the pet's medical records. Customers will receive an email reply after filing a claim. You can also check the status through our personalized claims portal.
Spot's pet insurance covers veterinary care, diagnostic tests, and treatments for major and minor illnesses. It also covers accidental injury, hospitalization, surgical, and medical supplies. Spot insurance covers dental cleanings. The deductible is low and the plan reimburses 80% of expenses.
Spots are priced higher than the norm in young pets
Spot offers two types if pet insurance: Preventive and Accidents and Illy. Both policies cover hospitalizations, surgeries, and prescription medication. Spot also pays for vet bills incurred due to accidents or illnesses. Multiple pets are eligible for discounts from the insurance company.
Prices for policies range from $2,500 to $10,000. You can choose between unlimited coverage and an annual deductible, depending on the plan that you select. Spot's app or online submissions are accepted. You must submit your veterinary records within 270 Days.
Spot does not cover pre-existing conditions
Spot's coverage doesn't exclude pre-existing medical conditions, unlike most pet insurance plans. Some health conditions are not covered by the policy. Some health conditions, such as intervertebral disc disease, dental disease, hip dysplasia and intervertebral disease, are not covered. Exclusions also include expenses related to boarding or daycare, and dental and orthodontic treatments. Insurance does not cover cosmetic treatments or bilateral conditions.
Spot's preexisting condition policy does not cover treatment for arthritis. The company defines a pre-existing condition as any medical condition that existed before the plan was issued. Unless arthritis has been treated, the insurance company cannot pay for treatment. While this policy doesn't have an age limit or a deductible, customers must still pay at least $2,500 for any vet costs.