Embrace is an Ohio-based pet health insurance provider that offers personalized pet health insurance. They offer several unique features, such as a declining policy deductible for routine and preventative health care. You can also earn rewards for your pet's routine and preventative care by joining the Wellness Rewards program. The company belongs to the North American Pet Health Insurance Association.
Embrace offers customizable plans
An Embrace pet policy can provide coverage that covers your pet as well as your budget. The insurer will check your pet's records and inform you if any pre-existing medical conditions are present. The insurer also offers a 30-day money-back guarantee. You can also get a discount on monthly premiums if you have more than one pet.
Embrace offers customizable plans for dogs and cats. You can alter the coverage amount depending on the age, breed, or species of your pet. You can also decide on your deductible amount, and the percentage of reimbursement. This allows you to tailor your plan according to your budget.
There is a two-day waiting time for accidents
Consumers who enroll in Embrace pet insurance are required submit a year worth of vet records. This allows the insurance company to adjust the premium based on the age and breed of the pet. The company also requires that pets be at least 15 years old to qualify for accident coverage.
Embrace also allows pet owners to bring their pets to any veterinarian in the 50 states. The insurance company reimburses clients for the service they receive within 10 days. The policy does NOT exclude breeds. So a dog or cat that has suffered from bilateral conditions in the past will more likely to be affected by the same condition.
It offers a six month waiting window for canine conditions.
For certain orthopedic conditions in dogs, such as hip dysplasia, Embrace pet insurance offers a six month waiting period. You can apply for a waiver to lower the waiting period. To waive this condition, your dog will need to be examined by a veterinarian. Your vet will fill in a veterinary Orthopedic Report Card. This card will be submitted to Embrace. If the exam meets the requirements, Embrace will reimburse the cost.
There are many wait periods that pet insurance companies offer. Be sure to check what the waiting period is before signing up. Some companies allow for a four-day wait period in case of illness or accident. Others have a fourteen-day waiting period. Embrace charges a six-month waiting time for canine orthopedic conditions. If your dog has had a veterinary examination in the past six weeks, however, the fee can be waived.
It is reasonably priced
Embrace Insurance offers a wide range of options and is affordable. Monthly premiums are based on your pet's age, breed, size, and gender. You may be able to reduce the cost of your policy by enrolling for the Healthy Pet Deductible. This plan will help you avoid financial hardships that could arise from pet care or medical expenses.
Embrace covers dogs and cats aged under 14. This insurance is not required to be renewed annually and provides an accident-only plan. The policy includes coverage for congenital and breed-specific conditions, as well as pre-existing conditions that have been in remission for a year. Embrace also covers rehabilitation and alternative therapies. Embrace plans also offer shorter waiting periods for injuries and illnesses.