
West Virginia homeowners insurance can help protect your family and home from damage. West Virginia homeowner's insurance covers losses due to theft, fires, wind and many other causes. You should know how much homeowners insurance costs in West Virginia and what you can do to get the lowest rates.
Average Cost of Homeowners Insurance in WV
In West Virginia, homeowners insurance costs on average $1,499 per annum. That's about $125 per month. However, prices vary by city and zip code. If you want to get the most accurate quote for your insurance needs, you can use a home insurance calculator tool like Policygenius.
Best Homeowners Insurance WV for Military Families
MoneyGeek reviewed thousands of quotes in order to determine the best homeowners' insurance companies that serve military families living in West Virginia. These companies are rated highly by MoneyGeek, have good service reputations, and offer affordable policies.

USAA - The Best Homeowners Insurance Company for Veterans In West Virginia
This insurance company offers many affordable policies to cover your property, liabilities and other types. It also specializes in tailoring policies to current and former military members.
Erie is the most affordable home insurance company in West Virginia
Erie's rates are the lowest of any insurer that we have reviewed. They offer discounts for bundling your home and auto insurance, installing an alarm system for burglary or fire and adding a ridesharing option to your car insurance policy.
Getting a Home Insurance Quote in WV
The cost of homeowners insurance will vary depending on several factors. They include the size, age, location and type of home you have, along with your choices of coverages, deductibles and risk profile. A home insurance agent can provide a detailed quote for you and will assist you in determining which policies are right for you.
State Farm - The Best Homeowners Insurance Company in West Virginia
The homeowners insurance deductible is responsible for a large part of the homeowners insurance cost in West Virginia. A higher deductible reduces your monthly insurance premiums, while also increasing the amount you'll be paying out of pocket.

You should also compare the homeowners insurance rates of different providers to determine the one that is most affordable in your specific situation. This will help you to get the best possible coverage for your West Virginia house and family.
Choose the right coverage for your West Virginia home
West virginia is a state where homeowners face many risks. Winter storms, extreme weather and heavy rains can cause serious damage to your house. You'll need to have the right amount homeowners insurance in order to protect your investment.
West Virginia homeowners insurance offers many options. You can find homeowners insurance that suits your needs, whether you live in Fairmont, Welch or anywhere else.