You've found the best place to find the best homeowners' insurance in Georgia. Our list includes the top insurance companies for Georgia, along with their customer service scores, discounts, and coverage options.
cheapest homeowners insurance in ga
Your personal risk profile and the size of your house are two factors that will determine your homeowners insurance premium. The deductible you choose will determine how much you pay yourself before the insurer begins to cover your claim.
Despite Georgia's climate, it's important to have home insurance to cover damage caused by natural disasters like hurricanes and tornadoes. Some policies also include flood insurance.
Most homeowners in Georgia don't need flood coverage, but it can be a good idea to get additional insurance if your house is in a flood-prone area. Included in this are homeowners insurance policies which include a flood damage endorsement or those offered by the National Flood Insurance Program.
The overall satisfaction of customers with country Financial comes in first place
Country Financial is the leading home insurance company in the State. Its policies are available at affordable rates and offer a variety of coverage options. Country Financial also has a high rating for customer service and is available in many areas of the state.
Farmers ranks first for affordability
Farmers has the lowest average premium in the state at $703 per year. It's a good choice for homeowners that want to save some money. The company offers many discounts to reduce your rates. For example, you can save money by installing home security systems, being claim-free, or bundling several policies.
USAA ranks first for military families
If you're a member of the armed forces or have a family member who is, USAA has an excellent homeowners insurance option that covers your belongings and provides robust coverage. It also offers a range of discounts for membership loyalty, bundling policies, and paying on time.
Progressive provides the most affordable homeowners insurance in Georgia. They offer standard coverages for your home, your belongings, and your liability. It also has a strong reputation for its customer service.
Cincinnati Financial also offers policies at a reasonable price for Georgia homeowners. ValuePenguin ranked the company's customer service as among the best in the country.
Allstate has many coverage options and ranks fifth among homeowner's insurers. Allstate's policies offer a combination of homeowners insurance and coverage options tailored to specific situations, like a condo policy or renter’s policy.
You can choose a separate coverage that will cover your personal items, such as jewelry and clothing in the case of loss or theft. These policies have typically higher limits than standard homeowner policies.