There are many options when it comes to choosing the best individual health insurance. Online research can help you decide which plan is right for you. There are several options available, so you don't have to worry about spending a lot of money. It is possible to get competitive rates without spending too much time.
Anthem
Anthem is a well-known health insurer and one of the leading three in the individual market. It operates in nine states. The plans for its health insurance are different depending on the state. Although its name is often associated with individual health insurance plans, Anthem also offers health insurance through its subsidiaries. Anthem plans are sometimes known as HMOs in some states. They may also be known as Compcare or Empire plans in some states.
The mixed reception received by Anthem individuals' health insurance has been mixed. Anthem is rated low by the Better Business Bureau and given an F-grade by the Better Business Bureau. Anthem was also cited for twice the number of denied claims than the industry average. Anthem has settled over 61 complaints in the past three year, most of which were about billing and denied claims.
Anthem offers many individual plans for health insurance, from basic coverage to high deductible plans. The company has a large network of doctors and hospitals, which makes it a good choice for individuals looking for affordable coverage. However, customers may find high deductibles prohibitive for their budget.
Anthem offers more than just individual health insurance. It also offers Medicare plans that include hospital recovery, accident and critical illness. These policies offer coverage for prescriptions as well as deductibles. They are also available in some states. Many Anthem Health Plans also offer vision or dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield individuals can get affordable health insurance. Blue Cross Blue Shield Association offers health insurance through its BlueSelect plan. This meets the Affordable Care Act requirements. BlueSelect can be purchased through Health Insurance Marketplace.