Getting pet insurance can be one of the best decisions you make for your dog or cat. It will help pay for any vet bills which would otherwise be beyond your means.
The cost of pet insurance varies depending on your pet's age, breed and ZIP code. Choose a company offering quality coverage.
Find the best price
Compare prices to get the best deal on dog insurance in New Jersey. If you are looking for the best deal, look for high reimbursement percentages, low deductibles and no cap on payouts by incident or year.
Consider pre-existing medical conditions, and whether or not the company provides a money back guarantee. This means you can cancel your policy if it doesn't work out for you, and you'll receive a full refund.
You should choose an accident or illness plan offered by ASPCA, Trupanion, if you want to get the maximum coverage. These companies are known for offering affordable products and excellent customer service.
Figo and Progressive are two of the most popular insurance providers in New Jersey. The plans include accident and illness coverage, plus additional coverage that covers vet exam costs and routine health care costs.
Lemonade offers another great option for pet insurance in NJ. Its website is easy to use and makes it simple to understand the coverage options. The AI-powered system for processing claims is efficient and fast, with more than 40% of all claims being processed instantly.
Lemonade, in addition to covering accidents and illnesses, offers a Wellness Plan that covers vaccinations as well as annual exams. It also offers different deductibles to fit your budget.
ASPCA offers another excellent option for pet owners in New Jersey. The accident and illness insurance plans from ASPCA are affordable and offer a wide range of coverage options. They also include additional services like training and behavioral therapy. There is a money back guarantee, a free chat line for medical advice and discounts for multiple pets.
In some states the company will also offer a refund guarantee, so that you may try out their products without risking money. Its policies require a wait of 14 days before you can apply for an illness, and six months to be eligible for a critical condition. However, the rates are very competitive and their claims processing speed is excellent.
It is important to know how much it will cost you to insure your pet, since this can have an impact on the premiums. Read the fine print of any policy and read reviews from other pet-parents.
Lifetime insurance is a great option for people who want the most comprehensive pet coverage available. The policy will cover all illnesses and accidents. It will also cover the costs of putting down your pet or cremating him.
Check your pet's coverage for tickborne diseases like Lyme. This disease can be spread by deer and flea ticks. Lyme coverage is offered by many top New Jersey pet insurers. Some even offer a tick prevention product and/or recommend a Lyme vaccination.