There are many options for dog insurance. You can choose the type of coverage that works best for your dog based on his or her health status. Dog insurance is especially useful for dogs in their senior years. You can get medical coverage for a range of illnesses, such as heart disease, dental problems, and cancer.
Plans for Pets
A dog health plan will ensure that you do not have to worry about costly diagnostic tests and paying for vet visits. These policies are offered by a variety companies. A lot of companies also offer wellness packages to enhance your pet’s health. The best companies offer comprehensive coverage and offer customization options to fit your budget and pet's medical needs.
Healthy Paws offers pet insurance that covers dogs from head-to-paw. It covers injuries, diseases, and genetic conditions. You can select whether to include surgery and alternatives or limit the coverage to routine examinations. Healthy Paws provides a policy that covers both cats and dogs for a single illness or accident. There is no per-incident benefit cap, and deductibles range from $100 to $500.
Healthy Paws
Healthy Paws is a reputable company for dog health insurance. Its policies are underwritten and backed by the Chubb Group. With a surplus of $25 billion and an A+ rating at credit rating agencies, it is a reputable company for dog health insurance. It is also accredited with the Better Business Bureau. Customers love the company's customer service and claims process. They also praise its premiums.
Healthy Paws will not pay for every medical expense. However, it will pay for emergency care and vet visits. The plan does have limitations. There is a waiting time of 2 weeks for hip dysplasia and 15 days for other conditions. This plan also does not have an annual limit and requires that you enroll for at least 15 days. This isn't as detrimental as some dog insurance plans that require that you enroll for the full year before your pet gets coverage.
ASPCA
The ASPCA's dog insurance can be a great option to protect your dog from any unexpected expenses. There are many plans available. Their full-coverage plan covers a large variety of health issues. You can also get add-ons and plans that cover only accidents.
ASPCA dog insurance covers up to 90% of vet bills. You can customize the plans to get the coverage that you require, based on your budget. You can also choose an annual deductible and reimbursement (co-insurance) percent. You can choose to see any veterinarian you want. Online or postal claims are accepted.
XL Specialty Insurance Company
XL Specialty Insurance Company has several options for dogs coverage. Their Whole Pet Plan provides complete coverage for your dogs and includes a $3,000 Emergency Protection Fund. These plans can be used to cover up six pets and are very affordable. You have two options: you can get coverage for only accidents, or both.
Comprehensive plans cover all costs associated to accidents and illnesses. Your policy can include wellness coverage. Comprehensive policies provide coverage for everything from wellness exams to treatment and vaccinations, to behavioral therapy. XL Specialty Insurance Company offers dog insurance at the best prices and can be found in several cities.
Direct Line
Direct Line provides a wide range of options to pet owners. These options include a fixed excess, a flexible policy, and optional extras. These features are helpful for owners looking for lower premiums. Trustpilot rates the company highly, giving it a rating of 3.8/5 stars.
Discounts are available for pet owners who have more than one animal. However, this discount is only available for the first 12 months of your policy. Premiums usually rise every year. The plans do NOT provide lifetime protection and the maximum benefit for each condition is fixed. Pet insurance does not cover dental care.