It can be costly to cover your pet's medical bills if they have a medical condition. Pets Best can help. Their coverage is 100%. They have a small deductible and do not discriminate against people with pre-existing health conditions. They will send you a check by mail and pay within two business days.
Spot's coverage is 100%
Spot's pet insurance is designed with your pet's age, breed, size, and behavior in mind. It can help prevent unexpected vet bills and make it easier to prepare for emergency situations. Spot offers pet insurance plans that are suitable for both you and your pet. There is also a 10% discount for additional pets.
Spot insurance covers routine preventative care and incident-related expenses. This includes vaccinations, deworming and flea prevention. There are no waiting periods, deductibles, or waiting periods for any benefit covered by Spot. However, there are set annual amounts for each benefit allowed by the plan. SPOT will not pay for any excess amount.
Spot's deductible cost is low
Spot customers have the option of policies that range from $2,500 to $10,000 in deductible. They can also choose from a low or an unlimited annual deductible. They can make claims online, or via Spot’s mobile app. For a claim to be processed, the owner will need to see their pet's medical records. After filing a claim, customers will receive a response via email. Customers can also access a personal claims portal to check the status of their claim.
Spot pet insurance covers medical expenses, diagnostic tests and treatment for major and minor diseases. It also covers accidental injuries, hospitalization, surgery, and medical supplies. Spot also covers dental cleanings, which is a benefit that is not available with other insurance policies. Spot covers 80% of your expenses and has a low deductible.
Spots' prices are higher that the norm for young pets
Spot offers two types insurance plans for pets: Preventive care and Accidents and Illness. Both plans cover hospitalization, surgical procedures, and prescription drugs. Spot also covers vet fees for accidents and illness. Multiple pets are eligible for discounts from the insurance company.
Prices for policies start at $2,500 and go up to $10,000. You can choose unlimited coverage or an annual limit depending on which plan you choose. Spot's app or online submissions are accepted. The veterinary records should be submitted within 270 calendar days.
Spot's coverage does not depend on pre-existing conditions
Spot's coverage is not like most pet insurance plans. Some conditions, however, are excluded from the policy. Dental disease, intervertebral and other hereditary disorders are excluded from the policy. Other exclusions include dental and orthodontic procedures and expenses related to boarding and daycare. The insurance policy does not cover cosmetic procedures, bilateral conditions, or any other treatment.
Spot's preexisting illness policy does not include coverage for veterinary treatment of arthritis. Any medical condition that was present before the plan was issued is considered a pre-existing. Unless arthritis has been treated, the insurance company cannot pay for treatment. While this policy doesn't have an age limit or a deductible, customers must still pay at least $2,500 for any vet costs.