Health insurance New Hampshire can protect you and the rest of your family from high medical costs. New Hampshire has a wide range of health insurance plans to choose from.
Marketplace lets you compare health plans from multiple providers and find the plan that fits your budget. You may also be eligible for a subsidy to help pay for your health insurance, which can significantly reduce your premiums.
Health status has a direct impact on your insurance rate, and NH is among the most health-conscious states in America. Smokers, people with chronic diseases or high body mass indexes (BMI), and those with high rates are more likely to pay higher premiums.
Our free quote tool will show you how much each plan costs. You can use our free quote tool to find out how much a plan will cost you.
If you have chronic conditions or are at risk of contracting an illness, a platinum health insurance plan may be right for you. These plans are the most cost-effective in terms of deductibles and coinsurance.
They're more expensive than bronze, silver and gold health insurance plans, but they have the lowest out-of-pocket maximums for medical expenses. They are perfect for people who have high medical expenses but can afford to pay an expensive monthly premium.
Buying a New Hampshire ACA health insurance policy is very easy. The exchange is run by the state and connects individuals, families and groups to private insurance companies in their locality. You can filter plans by metal level, age group and family size.
The NH marketplace offers three main types: HMOs PPOs, and EPOs. These are the most common types of plans and offer a range of benefits, including preventive care, hospitalization, prescription drugs and more.
Medicare is a federally-run program that provides health insurance to older citizens, as well as people with qualifying illnesses. The program includes hospitalizations, hospice care, and certain home health services. The only option available to people with chronic illnesses or disabilities.
Medicare Part A provides coverage for inpatient hospitalizations and other medically-necessary services. Parts B and D include outpatient services, preventive health care, doctor services, and prescription medications.
Medicare insurance plans cost more than those offered by private insurers. If you are eligible for a discount or your family qualifies for Medicaid, you should look into this option.
Covering New Hampshire provides more information on ACA-compliant insurance plans. This website is completely free and will give you a better understanding of how the ACA impacts you and your health. You will gain a better understanding about the different health insurance plans available in your area, and how you can make the most of your coverage.