If you plan to visit the White House, watch the Washington Nationals, or travel to other areas of the city, you should have car insurance Washington DC to protect your vehicle and you in the event that something goes wrong. AARP Auto Insurance is the choice of many District of Columbia drivers.
When you compare rates and select the right coverage, buying cheap car insurance is simple in Washington, DC. Whether you are looking for minimum liability coverage, comprehensive and collison coverage, or full insurance coverage, we can help you find the right policy.
District of Columbia minimum insurance is $25,000 for bodily injury per person. $50,000 per accident. And $10,000 property damage. Those figures are low, but it's best to get more than that to cover any medical costs if you or someone in your family gets injured in an accident.
A higher deductible can help lower your premium, as can purchasing additional liability limits. Full coverage is also a good way to save money, as it includes comprehensive and collision insurance that protects your vehicle from vandalism or damage caused by a crash.
GEICO, Washington, DC's cheapest company for car insurance, offers both the minimum state coverage and full coverage. The company also offers low rates to young drivers and families with military members.
You should take into account your driving record and the type policy you desire when shopping for insurance. Your premiums will be lower if you maintain a clean driving history. Traffic violations and tickets can raise your premiums. So can an older car.
Credit score can also affect your premiums. The lower your credit rating is, the more expensive your insurance will be. Fortunately, there are several ways to improve your credit, which can result in lower auto insurance quotes from Washington, DC-based companies.
The drivers should also compare costs by rating factors such as location and coverage levels. These ratings help you to find the best coverage within your budget.
Discounts & Bonuses
Many insurers in the District of Columbia offer discounts to drivers who are good students or for having certain safety features on their vehicles. The savings can range from 5 to 10% depending on the circumstances.
Some companies offer up to 50% off for safe driving. You may be able to earn discounts depending on your insurer by maintaining a good driving history, paying bills on time, and taking defensive driving lessons.
Compare multiple quotes to find the cheapest auto insurance in Washington DC. Start by using our free auto insurance tool to get quotes from top companies in your area.
You may be able save money on insurance if you buy a fuel-efficient vehicle if you own an older car with a high mileage. The models you choose can also save you money in gas. Many insurance companies will offer discounts to those who insure multiple vehicles with them.