Hartville, one of the biggest pet insurers in America, offers a wide range of coverage that can keep your dog and cat happy and healthy. This company has a strong reputation for customer service, as evidenced by online reviews.
Hartville's policies cover a wide variety of costs for your pet's health and medical needs, including emergency care, surgery, diagnostic procedures and veterinary medication. This policy also covers behavioral and hereditary problems.
Canada, along with all 50 of the states and territories, offers insurance. You can use your policy for treatment at any veterinary clinic in the country, as long as it's licensed and in-network.
Hartville also offers dental coverage and preventative care plans. By preventing disease and illness, these types of plans will save you money.
The mobile app and online tools make it easy to choose the right Hartville Pet Insurance plan. Direct deposit can be set up to get reimbursements quicker.
This company focuses on customer service, which is evident by its BBB ranking and Trustpilot rating of 5 stars based upon 197 reviews. Its employees are responsive, friendly, and well-informed.
Hartville Insurance Company is a division of Crum & Forster Pet Insurance Group. This group also contains ASPCA Pet Health Insurance Premier Pet Insurance, Petshealth Care Plan, and Petshealth Care Plan.
Prices start at around $4 for an accident only plan, and range up to around $40 for a comprehensive pet insurance policy. Hartville has a very low waiting time and offers benefits that other companies don't offer, like behavioral therapy or microchipping.
The cost of the pet insurance can be prohibitive for many. This is true especially for the lowest-cost policy, which covers only accidents and illnesses.
You will be charged deductibles, copayments and monthly fees for all claims. You can also choose to add preventive care packages to your plan for an additional fee.
Hartville will ask you for a certificate stating that your pet is in good health. You'll also need to submit the vaccination records of your pet and their health record from a previous veterinarian. Once you have submitted the necessary information, your pet's claim will be reviewed and approved by Hartville's staff.
You will receive a cheque in the mail once your claim has been processed. The company also makes it easy to track your claim progress through its member portal and smartphone app.
Before signing up for any insurance plan, make sure you read all the terms and condition. This will help you avoid any unwanted surprises once you start receiving reimbursements from the company.
Also, you should read the list exclusions of any pet insurance provider before signing on. These exclusions can include cosmetic procedures, genetic conditions, and breeding expenses.