ASPCA's reputation as the oldest pet-insurance provider in America is excellent. It offers many different plan options from accident only to full coverage. ASPCA also offers a 10% discount for policies that cover multiple pets.
ASPCA offers a number of types of pet health insurance, such as illness-only coverage, preventative and accident care. The most comprehensive option is the Complete Coverage(sm) plan, which includes accident and illness benefits as well as wellness add-ons.
After you have met your deductible, you will be reimbursed for any unexpected vet costs. Choose your annual deductible, reimbursement rate and maximum payout.
As an example, if your deductible is $100, you must meet this amount before receiving a reimbursement. If you set your deductible as $500, all claims will be reimbursed once you have reached that amount.
Preventative Care Plans
You can get reimbursed by ASPCA for routine vet visits, vaccinations and health screenings. This is an excellent way to prevent costly, life-threatening diseases and other health problems.
This is a big benefit, since most other insurance plans require a waiting time or a deductible to cover preventive care. ASPCA preventive care plans do not have deductibles or waiting periods. This makes them a great choice for pet owners who may be concerned about serious health conditions.
The ASPCA App and Website allow you to manage and update your account. They also let you submit and track your claims. It has a local veterinarian finder, which allows you to look for nearby vets.
ASPCA's pet health insurance is underwritten by Crum & Forster Pet Insurance Group, which has an A+ rating with the Better Business Bureau and a 4.3 out of 5 rating from TrustPilot. Its policies are available for both cats and dog and include the ASPCA Healthy Pet Deductible. This reduces your pet’s annual deductible automatically by $50 each time they do NOT receive a claim reimbursement.
A 10% discount is available for enrolling pets in more than one policy. ASPCA provides a quick quote and a free example policy.
Requesting a quote
The best way to get a quote for ASPCA pet insurance is by visiting the company's website and completing an online form. You can then adjust your premiums based on the age, gender, and location of your pet.
The ASPCA site also contains a wealth other information about the health of pets, including breed specific resources and a comparison tool. There is also a mobile phone app which allows you to locate a local vet and pay your bill. Its app is free, and it can be downloaded from the Apple App Store or Google Play Store.