The current system that covers visitors insurance only covers certain services. It is also based on a narrow range of insurance providers. These plans are usually more expensive than regular domestic insurance and are available only at certain times of year. Visitors to the U.S. are allowed to be in the country at any time, not only for short-term stays.
Visit USA-HealthCare
The Visit USA HealthCare health plan provides coverage for Americans visiting the United States. These plans offer pre-defined health benefits and emergency service for up to 364 Days. This time you can be treated by any American doctor or hospital. Visit USA-HealthCare has three levels of coverage. These include individual, family, as well as group plans.
Prices for individual health insurance plans differ. Many policies are affordable, depending on their level of coverage. Your pre-existing health conditions might need to be considered. It is important to find the right insurance plan for you.
Liaison Travel Choice
Visitors can get Liaison Travel Choice insurance to cover a variety of medical conditions. It is available to both individuals and families that travel abroad. It covers spouses and dependent children. It will also pay up to $30,000 for medical expenses. This insurance also includes emergency medical evacuation. Liaison Travel Choice offers comprehensive coverage to cover trips lasting up to 364 days. For medical care, visitors can visit any doctor in the PPO network.
Visitors can choose from the Basic Plan, Liaison Travel Plus Plan, and Liaison Travel Medical Plan. The Liaison Travel Medical plan is for international short-term travel. It provides coverage for injuries or illnesses occurring outside the United States. The coverage periods vary from 5 to 364 days, and it is available to travelers under the age of 74. The plan includes customizable emergency medical coverage as well as a deductible.
Atlas America
Atlas America's Visitor Insurance Plan may be the perfect option for Americans traveling abroad. This plan covers hospitalization and outpatient care. The downside of this plan is that it may only cover 50% of the total cost of your medical care. Fortunately, you can get this insurance online, and start enjoying coverage tomorrow.
This visitor health insurance plan is part of the United Healthcare PPO network, which provides access to a large network of medical providers in the United States. Those providers within the network bill the insurance company directly, and charge network negotiated fees, which are usually lower than the regular rates. You will need a credit or debit card number, your name, passport number, travel dates, and your date of birth to receive a quote.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance is available to cover medical expenses for foreign citizens traveling to the USA. This plan covers visitors aged 19 years and older who require medical treatment in the U.S. It also covers a visitor's temporary stay in the U.S. During the duration of coverage, the insurance will pay 100% of eligible medical expenses up to the maximum policy limits. The plan provides instant ID cards as well as proof of coverage.
This comprehensive insurance policy covers foreign travelers for medical emergencies, including pre-existing condition onset. The plan is available for five to ninety-day stays, and can be renewed for an additional year. The policy is renewable for up to two years, and the maximum policy amount is $50,000.
International Major Medical Plan
If you are visiting the United States on a short-term basis, you should consider purchasing an International Major Medical Plan insurance policy. This type of coverage pays up to $1 million in out-of-pocket medical expenses. You also get trip cancellation, evacuation and lost luggage benefits. Some plans include coverage for war or terrorism. Some even offer coverage for recreational and non-professional sports activities. International Major Medical Plan policies offer coverage for cancer and cardiac care.
You can also purchase an Elite Plan to cover pre-existing medical conditions. This insurance covers specialist care, doctor visits, blood tests and urgent care. This insurance also covers prescription medications.