Healthy Paws Pet Insurance provides a simple plan which covers up to 90% your pet's healthcare bills. The policy does not have lifetime, annual or per-incident payout caps. The plan does have some limitations, such as the inability to cover preexisting medical conditions. These are the main points to remember when selecting this pet insurance plan.
Exclusions
Healthy Paws pet insurance coverage excludes many common medical expenses for dogs and cats. Some medical conditions may not qualify for coverage, such as behavioral modification, therapy, boarding and certain skin rashes. Pre-existing conditions will not be covered. For complete details, consult your policy documents.
Healthy Paws insurance doesn't cover elective procedures, pre-existing conditions or anal gland expression. It does however cover dental care, including extractions and reconstructive surgery.
Limitations of coverage
Healthy Paws has a range coverage options for pet insurance. But, the policy does have some limitations. The insurer may not pay for your pet's hip exam if they have a pre-existing condition. In these instances, you might be better off purchasing a second wellness plan from another provider.
Healthy Paws excludes preventative and routine veterinary care, in addition to the limitations outlined above. As a result, you'll be responsible for paying out-of-pocket for dental cleanings, annual checkups, and spay and neuter procedures. A 12-month waiting time is required before benefits are paid for hip dysplasia.
Cost of coverage
The price of Healthy Paws pet insurance depends on which plan you choose. The company offers coverage for hip dysplasia, dental disease, and wellness care. However, you should keep in mind that pre-existing conditions may not be covered under the plan. However, you have the option to adjust your deductible or adjust your monthly payments.
Healthy Paws pet insurance costs less than traditional cat insurance. Young cats can get monthly coverage starting at $15 per mo. A monthly cost for coverage for older cats is up to $90. The company will cover up to 14 year old pets. However, the reimbursement percentage is not very high. The cost of the procedure may not be covered for older pets.
Review of healthy Paws pet insurance
If you are looking for pet insurance, make sure it covers all the costs associated with your pet's healthcare, including diagnostic tests. Healthy Paws Insurance is highly rated and has a great reputation. The Better Business Bureau also has an accreditation for the company. Customers praised Healthy Paws' coverage, premiums and claims process in a recent review.
Healthy Paws claims processing is fast and efficient with no waiting period. Customers can receive an instant quote online and select the amount of their deductible and reimbursement. You can then buy a policy directly from the website.