If you're thinking about moving to Idaho, you'll need homeowners insurance to protect your home. Even though the state is not prone to natural catastrophes, wildfires and flooding can cause property damage.
It's not easy to get an Idaho homeowners' insurance quote, but it is important to find the coverage that best suits your needs. You'll want to consider your budget and how much coverage you need, including dwelling protection, personal property protection, liability and additional living expenses.
Homeowners insurance in Idaho costs on average $1,200 a year. It's 37% cheaper than national average, which is $1,899, per year. But it's still worth getting quotes from different top insurers in order to find the best deal.
Home Insurance Idaho, Boise & More
In Idaho, homeowners insurance is offered by a variety of companies. Discounts are available for bundling multiple policies, installing home security systems, and having roofing materials that meet certain standards. Some of these companies even have mobile apps that make it easier for you to get an insurance quote and file a claims.
Top-rated companies in Idaho
Home insurance companies that are the best in Idaho offer high customer satisfaction rates, a range of options for coverage and they respond to their clients' needs. These companies also offer plenty of tools and resources to educate new policyholders about what they're buying.
Some of the best-rated homeowners insurance companies in Idaho include Farmers, Mutual of Enumclaw and Travelers. This company is popular among customers because of its low rates and responsive customer services.
It can be difficult to choose the best homeowners' insurance in Idaho, but we are here to assist you. Our experts analyzed the hundreds of homeowners' insurance companies in Idaho to create rankings and reviews so that you can compare them easily and find the one that best meets your coverage needs and premiums.
When shopping for home insurance, it's important to remember that your deductible influences your premium, and the lower it is, the more you'll pay. Know how much protection you'll require to avoid paying for more coverage than you really need.
Home Insurance Idaho - The Gem State
You should familiarize yourself with Idaho homeowner insurance before you decide to move to this beautiful state. The state of Idaho is prone to flooding due to its mountainous terrain and cold climate.
Idaho homeowners who are interested in flood insurance should check out the NFIP, offered by certain insurers. This can cover losses and structural damage caused by flooding, including the cost of replacing your personal belongings and repairing damaged property.
Best homeowners insurance in Boise, Idaho
If you are a recent Boise resident, you might be searching for an insurance company to cover your home. Ricketts & Associates has been serving Boise residents since 1980, and it works with a large network of top providers to match them with the right policy. Its friendly and knowledgeable staff can help select the right policy to suit your needs.