Whether you're exploring the White House, watching the Washington Nationals or traveling to other parts of the city, it's important to have car insurance Washington DC that will protect you and your vehicle in case something happens. This is why many drivers in the District of Columbia choose to buy coverage from AARP Auto Insurance.
It's easy to get cheap auto insurance in Washington DC when you know how compare quotes and pick the right coverage. You can select the coverage that best suits your needs.
The minimum insurance required in the District of Columbia is $25,000 per person and $50,000 per accident for bodily injury, as well as $10,000 in property damage. These figures may seem low, but you should get more to cover medical expenses if someone in your household is injured in an automobile accident.
A higher deductible or additional liability limits may help reduce your premium. Full coverage will save you money over time, because it covers your car against vandalism and collision damage.
GEICO, Washington, DC's cheapest company for car insurance, offers both the minimum state coverage and full coverage. It also offers the best rates for young motorists and military families.
When you shop for insurance, it is important to consider your driving records and the policy type you prefer. A clean record will lower your premiums over the long term and help you save money. Traffic violations and tickets can raise your premiums. So can an older car.
Your credit rating is also a factor in determining your premiums. The lower your credit rating is, the more expensive your insurance will be. There are a few ways to improve your rating and lower auto insurance rates from Washington DC companies.
Drivers should compare the cost of policies by rating factors including location and coverage level. These ratings can help you determine the best coverage for your budget.
Discounts, Bonuses & Special Offers
Many insurers in the District of Columbia offer discounts to drivers who are good students or for having certain safety features on their vehicles. The savings can range from 5 to 10% depending on the circumstances.
Moreover, certain providers offer safe-driving discounts of up to 50 percent or more. You may be able to earn discounts depending on your insurer by maintaining a good driving history, paying bills on time, and taking defensive driving lessons.
To find the best car insurance policy in Washington DC, compare quotes from several reputable companies. Start by using our free auto insurance tool to get quotes from top companies in your area.
You may be able save money on insurance if you buy a fuel-efficient vehicle if you own an older car with a high mileage. You can also save money by buying these models. Many insurance companies will offer discounts to those who insure multiple vehicles with them.