Figo Pet Insurance offers comprehensive insurance coverage. It also allows you to choose between one of three annual benefits options: Preferred, Essential or Ultimate. You can also opt for optional wellness programs that will cover regular blood tests and vaccinations. Figo provides a mobile app called "Pet Cloud" that allows you to monitor your pet's health for a small monthly fee. The app offers a number of features including an overview of your pet's medical history, emergency care advice, reminders, and reminders for upcoming appointments.
You will need to complete an online application in order to enroll in Figo pet coverage. During this process, you'll need to provide your pet's name, breed, and ZIP code. Your premium may also be affected if you choose to pay an upfront deposit. The deductible can be waived with a vet's form. Figo provides a 30-day moneyback guarantee. This guarantees that you will have the opportunity to file a claim within the policy's first year.
Although there are no limit to the number of claims that you can file, Figo requires you to visit a licensed veterinarian as well as upload any medical records. Once your claim is processed, the insurer will notify you. Most claims settle within three days.
Figo is available across all 50 states. Depending on which plan they choose, customers can choose between a $100 or $1,500 deductible. For each year your pet's insurance has been in force, the deductible is decreased by $50. Figo provides a 5% discount if you have multiple pets. However, if your pet is under eight weeks old when you purchase a policy, it isn't covered.
Figo provides a GPS pet collar free of charge that allows you and your pet to track each other. It's ideal for pets that roam. Figo covers the cost of boarding and third-party property damages up to $10,000 per policy in case your pet is stolen.
Figo policies will cover any major illness and injury. They also cover vet exams and non routine dental care. You can also purchase an extra care package that includes property damage to third parties up to $10,000 for some plans.
Figo also offers coverage for hereditary conditions. Hereditary conditions are defined by the insurer as conditions that can be passed on to a pet through their genes. Contact customer service to confirm your pet is covered. Figo does not have an age limit. However, most insurance companies have restrictions regarding new policies.
Figo provides 24/7 live vet chat. The company also offers an electronic filing system and tracking system that makes it easy to submit claims. You can also access a listing of pet-friendly areas through the app.
The Figo Pet Cloud application is very popular. The app allows you to communicate with a live veterinarian, and you can choose from several reimbursement rates. You can also access urgent care advice via the app. When it comes time to make a claim, you can use the app to send a claim, and the company will pay it electronically.