If you are looking for the best health insurance for individuals, you have many options. It is possible to search online for information about the best plan. There are many options, so there's no need to worry about having to spend a lot. It is possible to get competitive rates without spending too much time.
Anthem
Anthem is a major insurer in health care and is one the three largest players in the individual insurance market. It operates in nine states. The plans for its health insurance are different depending on the state. Anthem's name is frequently associated with individual insurance plans. However Anthem also offers healthcare insurance through its subsidiaries. Anthem's plans may be called HMOs in certain states. They may also be known as Compcare or Empire plans in some states.
The consumer reviews of Anthem individual health insurance have been mixed. Anthem receives an F-grade rating from the Better Business Bureau. Also, Anthem's customer satisfaction rating has been low. Anthem has also been cited as denials twice as often than the industry average. Anthem has settled 61 claims in the last three years. Most of these complaints were related to billing or denied claims.
Anthem offers individual health insurance plans that range from basic coverage up to high-deductible plans. Anthem has a wide network of hospitals and doctors, making it an attractive choice for those looking for affordable coverage. Some customers find the high deductibles to be too costly for their budgets.
Anthem offers many Medicare plans in addition to individual health insurance. These plans include critical illness, hospital recovery and accident plans. These policies can be purchased in some states. They provide coverage for prescriptions, deductibles, as well. Many Anthem Health Plans also offer vision or dental coverage.
Blue Cross Blue Shield
Individuals can find affordable health insurance through Blue Cross Blue Shield health insurance for individuals. Blue Cross Blue Shield Association is able to provide health insurance through their BlueSelect policy, which meets all the requirements of the Affordable Care act. The BlueSelect health plan is offered through the Health Insurance Marketplace.